Terms of Service

1. Acceptance of Terms

By accessing and using the website and services provided by Trendoras LLC ("Trendoras," "we," "our," or "us"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and Trendoras LLC, a company registered in Ireland with registration number HBR124456.

If you do not agree to these Terms, you must not use our website or services. Your continued use of our website and services following any changes to these Terms will constitute acceptance of such changes. We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting on our website.

2. Description of Services

Trendoras provides financial guidance, money-saving strategies, and frugal living advice through various channels including our website, consultations, educational materials, and personalized recommendations. Our services are designed to help individuals and families improve their financial situation through practical and actionable guidance.

Our services include but are not limited to budget planning, expense optimization, investment guidance for beginners, household savings strategies, and general financial education. We do not provide investment advice as regulated financial advisors, and our guidance is educational and informational in nature.

3. User Obligations

By using our services, you agree to provide accurate, current, and complete information when requested. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

3.1 Prohibited Uses

You agree not to use our services for any unlawful purpose or in any way that could damage, disable, overburden, or impair our services. Prohibited activities include:

• • Providing false or misleading information
• • Attempting to gain unauthorized access to our systems
• • Using our services to violate any applicable laws or regulations
• • Reproducing, distributing, or creating derivative works of our content without permission
• • Interfering with the proper functioning of our website or services
• • Harassing, threatening, or defaming other users or our staff

3.2 User Content

You retain ownership of any content you provide to us, but you grant Trendoras a non-exclusive, royalty-free license to use such content for the purpose of providing our services. You represent and warrant that you have the right to provide such content and that it does not violate any third-party rights.

4. Intellectual Property

All content, materials, and intellectual property on our website and in our services, including but not limited to text, graphics, logos, images, software, and methodologies, are owned by or licensed to Trendoras and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of our content without our prior written consent, except as permitted under applicable copyright law for personal, non-commercial use.

4.1 Trademarks

"Trendoras" and our logo are trademarks of Trendoras LLC. You may not use these trademarks without our prior written permission. Other trademarks, service marks, and trade names that may appear on our website are the property of their respective owners.

5. Payment Terms

Certain services require payment of fees. All fees are stated in Euros (EUR) and are due in advance unless otherwise specified. Payment must be made through the methods we specify, and you authorize us to charge your designated payment method for all fees incurred.

Fees are non-refundable except as expressly stated in our refund policy or as required by applicable law. We reserve the right to change our fees at any time, with notice provided in advance for existing customers.

6. Disclaimers

Our services are provided for educational and informational purposes only. We do not provide professional financial, investment, tax, or legal advice. Any information or guidance provided should not be considered as personalized investment advice or recommendations to buy or sell specific financial products.

While we strive to provide accurate and up-to-date information, we make no warranties or representations about the accuracy, completeness, or suitability of any information provided. You should consult with qualified professionals before making any financial decisions.

7. Limitation of Liability

To the maximum extent permitted by applicable law, Trendoras shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of our services.

Our total liability to you for any claims arising from or related to these Terms or our services shall not exceed the amount you have paid to us in the twelve (12) months preceding the claim. Some jurisdictions do not allow the exclusion or limitation of certain damages, so these limitations may not apply to you.

7.1 Indemnification

You agree to indemnify and hold harmless Trendoras, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services, your violation of these Terms, or your infringement of any third-party rights.

8. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

We comply with applicable data protection laws, including the General Data Protection Regulation (GDPR) for users in the European Union. You have certain rights regarding your personal data, as described in our Privacy Policy.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Ireland, without regard to its conflict of law principles. Any disputes arising from or relating to these Terms or our services shall be subject to the exclusive jurisdiction of the courts of Ireland.

If you are a consumer residing in the European Union, you may also have the right to bring proceedings in the courts of your country of residence, and nothing in these Terms affects your rights as a consumer under applicable EU consumer protection laws.

10. Dispute Resolution

We encourage you to contact us directly to resolve any disputes. If you have a complaint or concern, please contact us at legal@trendoras.top and we will work in good faith to resolve the matter.

For consumers in the EU, you may also have access to online dispute resolution platforms provided by the European Commission. We are committed to participating in good faith in any such proceedings.

11. Termination

Either party may terminate the service relationship at any time with or without cause. We reserve the right to suspend or terminate your access to our services immediately if you violate these Terms or engage in any conduct that we determine to be harmful to our business or other users.

Upon termination, your right to use our services will cease immediately. Provisions of these Terms that by their nature should survive termination will remain in effect, including intellectual property rights, limitation of liability, and governing law clauses.

11.1 Effect of Termination

Upon termination of your account, we will cease providing services to you, but we may retain your information as permitted by our Privacy Policy and applicable law. You remain responsible for any fees incurred prior to termination.

12. Force Majeure

We shall not be liable for any delay or failure to perform our obligations under these Terms if such delay or failure results from circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, or government regulations.

13. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions will continue in full force and effect. The invalid provision will be replaced with a valid provision that most closely reflects the intent of the original provision.

14. Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and Trendoras regarding your use of our services. These Terms supersede all prior agreements, understandings, and communications between the parties.

15. Contact Information

If you have any questions about these Terms of Service, please contact us: